Common reasons banks decline a mortgage

Common reasons banks decline a mortgage

People can get very disheartened when they learn they do not qualify for a mortgage - this blog goes into some common reasons why mortgage applications get declined. 

All the feels - First Home SUCCESS!

All the feels - First Home SUCCESS!

It's always nice to read about success stories and this one is a beaut. Getting approval for a mortgage can be a process that many people feel they aren't ready for - you may be closer than you think! 

Welcome Home Loans - getting you closer to owning!!

Welcome Home Loans - getting you closer to owning!!

This blog follows on from our last blog regarding the criteria around Welcome Home Loans and how they are making it easier to get into your first home! Exciting stuff!

OCR at a record low!

OCR at a record low!

Some people may have a portion of their mortgage on a variable or floating interest rate - yesterdays OCR reduction could make a bit of difference to you!

We love our jobs so much! And here's why...

We love our jobs so much! And here's why...

We talk about how close we get to our clients when discussing mortgages, insurance and kiwisaver. We are honoured to be entrusted with such private information. 

Property Musings - The Trilogy - Part 2!

Property Musings - The Trilogy - Part 2!

Part 2 of our blog goes into the baby boomers and what effect that had on New Zealand. More houses required. Savvy investors seeing the potential to increase wealth.

Property Musings - The Trilogy! Part 1...

Property Musings - The Trilogy! Part 1...

This 3 part blog goes into the history of the property and population growth in New Zealand. Getting a mortgage or mortgages is a way of increasing wealth.