Coming Off a Fixed Rate? What to Know Before you Lock in Again
Is your fixed-rate mortgage due to expire in the next few months? Here’s what to do…
Reducing Tax: Writing Off Mortgage Interest as a Small Business Owner
Did you know you may be able to write off some of your mortgage interest as a business expense if you work from home? Plus there are other tax deductions you may be able to take advantage of too…
To Break, or Not to Break…
That is the question! We explore break fees, and how to calculate the costs and benefits of breaking your fixed term early…
Economists Predict: What’s Next for Rates + House Prices?
What do leading economists foresee for 2025, and how might it impact us all?
Looking Back to Look Ahead
What NZ economists predicted about the housing market + interest rates, and what we can learn…
Our Interest Rate Predictions
Finally, interest rates are falling again, thanks to the Reserve Bank unexpectedly cutting the OCR. But will they keep falling? Should you fix your mortgage for a year and hope for lower rates in 12 months, or fix at a lower rate for two years?
Fixed Interest Rates Expiring: Now’s the Time to Act!
We’re at a critical time in the interest rate cycle. Understand what this means for your financial future, so you can take the right action…
Fixed vs. Variable Interest Rates: Which Is Right for You?
Choosing between fixed and variable interest rates is a key decision in the home-buying process. Let’s discuss the advantages and disadvantages of both options…
Little Ways to Save Large!
Small changes can save you REAL big on your mortgage (and get your mortgage-free faster)…