How to Split Your Mortgage (Smartly)
Our mortgage broker explains how splitting your mortgage can benefit you, what a good split looks like and why many splits are done badly…
What Happens When Your Fixed Rate Expires
Fixed rate expiring soon? What to do, why banks act differently before and after expiry, and the hidden costs of inaction…
Fix Your Mortgage Now - or Wait?
If your mortgage is up for renewal soon, there’s a good chance you’re feeling stuck: should you fix now… or wait? Here’s what you need to know…
What the Heck’s Happening with Interest Rates?
Why some mortgage rates fell, but others didn’t… and what’s driving the change behind the scenes.
Coming Off a Fixed Rate? What to Know Before you Lock in Again
Is your fixed-rate mortgage due to expire in the next few months? Here’s what to do…
Our Interest Rate Predictions
Finally, interest rates are falling again, thanks to the Reserve Bank unexpectedly cutting the OCR. But will they keep falling? Should you fix your mortgage for a year and hope for lower rates in 12 months, or fix at a lower rate for two years?
Is Now a Good Time to Refinance?
Refinancing your mortgage can be a very smart financial move. The timing, however, is crucial (and can be costly!)…
Using Your Home Equity for Renos (+ Other Goals)
You can leverage the value you’ve built in your property to achieve other goals - like renovating your home, consolidating debts, or investing in other opportunities…