Is Now a Good Time to Refinance?
Refinancing your mortgage can be a very smart financial move. The timing, however, is crucial (and can be costly!)…
Top Reasons to Use a Mortgage Broker
Why a broker’s your best bet when it comes to locking down a mortgage…
Why Key Person Insurance is Crucial for Business Owners
What happens in your business if a key person (that could be you) dies or can’t work due to a major health event?
Separation/Divorce + Home Ownership
If you’ve always had a joint income, can you afford a mortgage on your own?
Upping Your Credit Score (Before Applying for a Mortgage)
Improving your credit score is a crucial step in preparing for a mortgage. But how?
What Happens if you Suddenly Need Surgery Costing $110k?
If you’re on the fence about health insurance, this story about a client of ours is recommended reading…
Fixed Interest Rates Expiring: Now’s the Time to Act!
We’re at a critical time in the interest rate cycle. Understand what this means for your financial future, so you can take the right action…
How Much can I Borrow for a Mortgage?
How lenders determine how much you can borrow, and what you can do to maximise your borrowing power…
Fixed vs. Variable Interest Rates: Which Is Right for You?
Choosing between fixed and variable interest rates is a key decision in the home-buying process. Let’s discuss the advantages and disadvantages of both options…
Using Your Home Equity for Renos (+ Other Goals)
You can leverage the value you’ve built in your property to achieve other goals - like renovating your home, consolidating debts, or investing in other opportunities…
Exploring Non-Bank Mortgage Lenders
Not everyone qualifies for main bank lending, but that doesn't mean the end of your homeownership dreams…
A Personal Story about Life Insurance
A story of what happened when a young family - clients of ours - received a devastating diagnosis…
What’s Your Credit Score + Why Does it Matter?
Your credit score tells a lender whether you are a high-risk borrower or a low-risk borrower…
Little Ways to Save Large!
Small changes can save you REAL big on your mortgage (and get your mortgage-free faster)…