The upcoming Tax Cuts: Pitiful… or Potential?
We’re about to get a (little) bit of extra income through tax cuts. What would happen if you put it straight into your mortgage, or KiwiSaver?
To Buy or Not To Buy, That is the Question…
Buying is undoubtedly more expensive than rent, but how much more - and is the investment worth it?
Is Now a Good Time to Refinance?
Refinancing your mortgage can be a very smart financial move. The timing, however, is crucial (and can be costly!)…
Top Reasons to Use a Mortgage Broker
Why a broker’s your best bet when it comes to locking down a mortgage…
Why Key Person Insurance is Crucial for Business Owners
What happens in your business if a key person (that could be you) dies or can’t work due to a major health event?
Separation/Divorce + Home Ownership
If you’ve always had a joint income, can you afford a mortgage on your own?
Upping Your Credit Score (Before Applying for a Mortgage)
Improving your credit score is a crucial step in preparing for a mortgage. But how?
What Happens if you Suddenly Need Surgery Costing $110k?
If you’re on the fence about health insurance, this story about a client of ours is recommended reading…
Fixed Interest Rates Expiring: Now’s the Time to Act!
We’re at a critical time in the interest rate cycle. Understand what this means for your financial future, so you can take the right action…
How Much can I Borrow for a Mortgage?
How lenders determine how much you can borrow, and what you can do to maximise your borrowing power…
Fixed vs. Variable Interest Rates: Which Is Right for You?
Choosing between fixed and variable interest rates is a key decision in the home-buying process. Let’s discuss the advantages and disadvantages of both options…
Using Your Home Equity for Renos (+ Other Goals)
You can leverage the value you’ve built in your property to achieve other goals - like renovating your home, consolidating debts, or investing in other opportunities…
Exploring Non-Bank Mortgage Lenders
Not everyone qualifies for main bank lending, but that doesn't mean the end of your homeownership dreams…
A Personal Story about Life Insurance
A story of what happened when a young family - clients of ours - received a devastating diagnosis…
What’s Your Credit Score + Why Does it Matter?
Your credit score tells a lender whether you are a high-risk borrower or a low-risk borrower…
Little Ways to Save Large!
Small changes can save you REAL big on your mortgage (and get your mortgage-free faster)…